Secure Internet Payments
Shopping made easy with your cards in 3D Secure certified online shops
The Secure Internet Payments service lets you use all the cards issued by Intesa Sanpaolo Private Banking that are enabled for online payments with the security of the 3D Secure protocol.
3D Secure: extra security for your online purchases!
3D Secure is a standard protocol that provides greater protection against online fraud that has been adopted by the main international circuits (such as Mastercard and Visa). To authorise a payment, in addition to entering the card details, an additional layer of authentication is required to confirm the cardholder's identity.



Starting on 1 January 2021, under the PSD2 directive, the additional authentication provided by the 3D Secure Protocol will be required for all online merchants in the European Economic Area.
To use the Secure Internet Payments service, you must be a user of the bank's remote banking services. If you are not yet a remote banking services user, contact your private banker to sign the My Key contract.
And if you have already activated O-Key Smart, you can authorise the payment from your smartphone through the Intesa Sanpaolo Mobile app, even using fingerprint and facial recognition.
FIND OUT MORE ABOUT O-KEY SMART
And if you have already activated O-Key Smart, you can authorise the payment from your smartphone through the Intesa Sanpaolo Mobile app, even using fingerprint and facial recognition.
FIND OUT MORE ABOUT O-KEY SMART
How to pay online
To authorise payments with 3D Secure
After entering your card information, authorise the payment.
If you have activated O-Key Smart
- 1. follow the instructions in the push notification you receive on your smartphone
- 2. authorise the payment using fingerprint, facial recognition or PIN authentication
- 3. verify the authorisation directly in the online storee
If you have activated O-Key SMS
- 1. Enter the PIN you normally use to access your internet banking account
- 2. receive a temporary O-Key code on your certified mobile phone number
- 3. authorise the purchase by entering the security code you received
- 4. verify the authorisation directly in the online store.
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For the financial and contractual terms and conditions, please refer to the Information Sheets which are available at the Private Banking branches.