Banking and financing solutions

Secure Internet Payments

Shopping made easy with your cards in 3D Secure certified online shops

The Secure Internet Payments service lets you use all the cards issued by Intesa Sanpaolo Private Banking that are enabled for online payments with the security of the 3D Secure protocol.

3D Secure: extra security for your online purchases!

3D Secure is a standard protocol that provides greater protection against online fraud that has been adopted by the main international circuits (such as Mastercard and Visa). To authorise a payment, in addition to entering the card details, an additional layer of authentication is required to confirm the cardholder's identity.
International shopping icon. Widely available Accepted on 3D Secure certified websites
Cards icon. Already available Cards for making online payments are already enabled with the 3D Secure service
Umbrella icon. Always protected The cover provided by the cards issued by the Intesa Sanpaolo Group protects you from unauthorised transactions within the limits provided for in the card agreements

Starting on 1 January 2021, under the PSD2 directive, the additional authentication provided by the 3D Secure Protocol will be required for all online merchants in the European Economic Area.

To use the Secure Internet Payments service, you must be a user of the bank's remote banking services. If you are not yet a remote banking services user, contact your private banker to sign the My Key contract.

And if you have already activated O-Key Smart, you can authorise the payment from your smartphone through the Intesa Sanpaolo Mobile app, even using fingerprint and facial recognition.

FIND OUT MORE ABOUT O-KEY SMART

How to pay online

To authorise payments with 3D Secure

After entering your card information, authorise the payment.

If you have activated O-Key Smart
  1. 1. follow the instructions in the push notification you receive on your smartphone
  2. 2. authorise the payment using fingerprint, facial recognition or PIN authentication
  3. 3. verify the authorisation directly in the online storee
If you have activated O-Key SMS
  1. 1. Enter the PIN you normally use to access your internet banking account
  2. 2. receive a temporary O-Key code on your certified mobile phone number
  3. 3. authorise the purchase by entering the security code you received
  4. 4. verify the authorisation directly in the online store.

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For the financial and contractual terms and conditions, please refer to the Information Sheets which are available at the Private Banking branches.